Category: Loudoun County Horse Properties

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By Krasi Henkel, Broker

It is the Holiday Season again. Social calendars and children’s activities are at their peak. A common belief is that December is “quiet” in real estate. In reality, things are abuzz preparing for the New Year. Realtors are planning and wrapping up their year. Many homeowners are thinking, while perhaps, not taking immediate action.

When the calendar slows,  distractions abound. Plans percolate. There might be fewer sales. There is also less competition (good for buyers). Are you evaluating how your space functions? Conversations often shift from “Should we?” to “What do we want next?” What do you really want?

The Conversations That Matter Most

Planning conversations revolve around timing, readiness, and sequencing. Much depends on selling or holding the current property. Should you consider a more immediate or deferred approach?

What matters to you most? Do you need more space, a different location, more land? What does your next chapter look like?

Here is why early planning matters. Several years ago, a client shared some plans for the following year. We discussed options and made a plan. I received a distress call shortly before their listing was going on the market. A neighbor was also going on the market at the same time. “What should we do?” I assured them that we are ready to put the house on the market immediately. There were no properties for sale in the entire community. So, “Let’s get you several offers, the best buyer, and the best offer, and those who miss your house can have the next one.” This is exactly what happened. Soon after their sale, three more houses came on the market. There were no multiple offers. Our price remained top for the neighborhood for quite some time.  

Financial Considerations

The financial and strategic conversations are inescapable – the “yes…but.” Yet, where there is a will there is a way. You most likely have equity in your current property which will benefit your future purchase. As a seller, tax advantages could help you act sooner than later. Perhaps now is a good time to have a preliminary conversation with your trusted real estate advisor.

Your three percent loan is marvelous, but you can still up or downsize despite interest rate fluctuations. I have structured many happy outcomes and helped my clients build wealth.

Waiting until January or worse, “spring” limits your options. January brings speed, competition, and many external pressures. Making reactive decisions is rarely optimal. Early conversations allow for better evaluation, preparation, and ultimately, execution.

As in any important financial consideration, thoughtful outcomes begin with thoughtful conversations. If you are considering a potential change, contact me now. I will help you sort the pieces and give you meaningful information with which to make good decisions.  After all, the best real estate decisions are rarely rushed. They are considered.

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Take a Close Look Today

by Krasi Henkel

Cold weather changes the rhythm of our homes. We shift from open windows and outdoor evenings to warm fireplaces, hot tea, and the satisfying quiet of a winter night. Yet winter requires more than comfort. It asks that we protect what protects us. A thoughtful checklist now prevents emergencies later.

Protect Pipes from a Cold Night

Few things interrupt a peaceful winter evening like a frozen pipe. When water turns to ice, it expands and can burst pipes behind walls or beneath floors. The damage is both expensive and preventable.
Insulate exposed pipes in garages and crawl spaces. Keep interior temperatures steady, especially overnight. If you plan to be away, leave the heat set above fifty-five degrees. A winter night is no time for the house to fend for itself.

Ice Dams and Rooflines

Snow on the roof is picturesque until warm air beneath melts it, and it refreezes at the eaves. The ice forms a dam, and water has nowhere to go except beneath shingles. It is the hidden kind of problem that appears in March when ceilings become discolored.
Proper attic insulation and ventilation keep temperatures uniform. Clean gutters before the first snowfall, and if heavy snow arrives, use a roof rake from the ground. Let the roof stay cold. That is the goal.

Walkways and Concrete Surfaces

Salt seems like a winter necessity until one remembers that salt breaks down concrete. Over time, it erodes driveways and walkways. The better approach is calcium magnesium acetate or similar products that are kinder to surfaces.
The real secret is prompt snow removal. The less ice forms, the less melting product you need.

Doors, Windows, and Storm Doors

Winter air knows how to slip inside. A loose latch or worn weather stripping can make a room feel twenty degrees cooler.
Take a moment when you close storm doors. Listen for the latch. Check windows and sliding doors for small gaps that invite drafts. Replace worn seals. Secure latches. These are small details that make a noticeable difference on a January morning.

Fireplaces, Embers, and a Cautionary Note

A winter fireplace is one of life’s quiet luxuries: a chair nearby, a warm beverage, and the comfort of real heat. Yet fireplace ash carries a danger many homeowners underestimate. Hot embers can remain active for hours.


Never dispose of them outdoors or in the yard. A breeze can reignite ash and send embers toward siding, mulch, or wood structures. Always place ashes in a metal container with a lid, kept away from the house, until fully cooled. It is a simple precaution that prevents a house fire while everyone is asleep.

Winter Should Be Enjoyed

The purpose of preparation is not worry. It is confidence. Once the essentials are handled, winter can be what we hope it will be: evenings by the fire, comfort in familiar rituals, and the quiet pleasure of knowing the house is ready.

Here’s to enjoying the season prepared and protected.

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Mold Can be a Silent Contagion

By Krasi Henkel, Broker

This is the season when we spend more time indoors and our doors and windows remain closed for longer periods.

I am deathly allergic and toxic to mold. A three second exposure can make me ill for weeks and even months. I often laugh with my buyer clients that I am the official “mold meter” when we look at houses. There have been times that I detected mold even before opening the front door. I share my experience with my clients, and we leave as quickly as possible. Sick houses can be cleaned. My clients need not be the ones to do that.  

Not everyone smells or reacts to mold. I believe that educating my clients is paramount. No sale is worth illness and maladies. I would rather walk away than knowingly let my clients buy into malaise, illness, and even life-threatening accidents. A mold reaction caused me to fall from my horse, breaking my ankle. My life changed. I have not been the same ever since.

While everyone has varying levels of reaction, if any, to mold in a property, it is important to understand how mold develops and where it can grow. It is not always the old basement, although it quite possibly can be. With weather changes and moisture changes, below is a list (not comprehensive but suggestive) where mold can grow:

  • Window casings and drywall around them
  • Doors – under sill plates and around the frames on the drywall
  • Under sink base cabinets
  • Under dishwashers
  • Under washing machines
  • Under HVAC condensate lines
  • Inside HVAC air handlers
  • Behind and under refrigerators (even those without water sources)
  • Bathrooms
  • Basements – under floors, wall bases, even ceilings
  • Your car!!

What can you do to prevent mold from taking root in your home or car?

  • Inspect window caulking regularly – recaulk as needed
  • Check door sill plates – especially at decks and patios
  • Look under sinks – look for evidence of moisture – attack and remediate
  • Look under your dishwasher for evidence of water and mold signs
  • Look under and behind washing machines
  • Have your HVAC serviced and inspected semi-annually – ask your tech to look for evidence of leakage and mold
  • Pull your refrigerator out – inspect the floor
  • Run the exhaust fan in your bathrooms while showering to prevent condensation build-up
  • Confirm that bathroom exhaust fans are operating properly
  • Change the air filter in your car
  • Keep all HVAC filters clean

Here are a few unsettling facts that I recently discovered:

  • Drywall in its manufacturing process has imbedded mold spores
  • Mold loves drywall. That is why after a water incursion event, mold grows on drywall very quickly.
  • New home construction can “build-in” mold during the construction process by allowing materials to get wet.
  • Your car’s trunk gasket can be allowing water incursion and harboring mold
  • Your car’s air filter can get damaged by mice – their deposits can sprout mold
  • Your car’s AC can leak into your dash – mold can sprout

These lists are just a few of the mold issues that can develop over time or quickly.

Mold has been associated with chronic fatigue syndrome, headaches, upper respiratory ailments, even ‘colds’ could be reactions to mold.  Do not be lulled into security by a ‘new house.’

Last year, I walked through our basement bedroom for a split second. That was long enough for me to get sick. It lasted through January. Where was the mold? Our basement bath exhaust fan had stopped exhausting but sounded to be running just fine. My husband likes the shower there. The moisture from the shower traveled to the far corner of the room, settled on the cold tile floor under a night table, and sprouted a quarter-sized spot of mold.

As a precaution – I had the exterior walls’ drywall removed – luckily – all was dry including studs and base framing. The tile was dry with no evidence of water. I called a waterproofing company – they tried to sell me a $50,000 remediation system.

I decided to call on the home inspector who inspects my clients’ home purchases. He came armed with a moisture meter. He found none. Then, he suggested laying down and sealing a vapor barrier plastic sheet like that of a crawl space. He told us to leave it down for 7-10 days. If at the end of the period, there was moisture under the barrier – there is a water problem. If none, then it was a condensation problem. Luckily, it was the latter.

Our brilliant contractor figured out that the exhaust fan was not extracting the condensation. In with a new fan and lots of cleaning – all is well.

However, this episode required that I discard the entire contents of the room. I had my brand new furnace thoroughly cleaned and disinfected. Mold spores are airborne and had certainly settled on all fabrics and furnishings. All because an exhaust fan had malfunctioned. On that note – ask questions about the history of any resale furnishings that you are considering buying. Have you ever smelled mustiness in antique drawers . . . ?

Mold is toxic and for those who are sensitive, each episode increases that sensitivity and the reactions.  While I am not a mold expert, here is a link to mold and its remediation on YouTube.  The mold conversation begins around the 3 minute mark. It is a little long but could save you years of misery.

If you have questions or need resources, contact Krasi Henkel – TEXT – 703-624-8333. If you are planning to buy your next home, Text Krasi.

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Nestled in Virginia’s northwest corner, Western Loudoun County represents one of the region’s most distinctive real estate markets. Properties here offer a captivating blend of agricultural heritage and contemporary country living, with investment opportunities ranging from historic estates to luxury new construction. Rolling hills dotted with stone fences frame breathtaking Blue Ridge Mountain vistas, creating premium viewsheds that significantly enhance property values.

Western Loudoun real estate includes luxury new builds…
…historic estates…
…and charming small towns.


The region’s thriving agribusiness sector supports strong agricultural property demand, from century-old family farms to boutique agricultural ventures. Over 45 award-winning wineries have established Western Loudoun as Virginia’s wine country epicenter, driving specialized vineyard property values. The robust equestrian market features everything from modest hobby farms to world-class training facilities, with proximity to riding trails and hunt country commanding premium pricing.

Western Loudoun proudly preserves its rich foxhunting tradition through prestigious hunt clubs like Loudoun Hunt and Middleburg Hunt. Properties within established hunt territories often enjoy enhanced market appeal and stronger value retention, particularly among equestrian buyers.

The area boasts a robust equestrian community…
…award-winning wineries…
…and a rich foxhunting tradition.


Families invest here for top-rated public schools and prestigious private academies. The real estate market benefits from exceptional recreational amenities, charming historic towns, and proximity to Washington DC, creating a perfect balance of rural tranquility and metropolitan access that continues to attract discerning buyers seeking authentic country living without compromise.

If you are considering quality of life and a upscale rural lifestyle, contact our broker, long-term resident, and equestrienne, Krasi Henkel at 703-624-8333, to discuss your goals and options.

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Krasi Henkel Transforms Lives Through Exceptional Real Estate Experiences and Services

In the world of real estate, true excellence goes far beyond transactions—it’s about creating transformative living experiences. “My journey is a testament to the power of perseverance, passion, and profound personal commitment,” says Krasi.

A Legacy of Determination

Krasi describes her early experience, “My real estate story began not in boardrooms or luxury open houses, but in a moment of childhood resilience. At just nine years old, I stood alongside my immigrant parents, challenging the status quo when faced with discriminatory housing practices. When we were told, ‘We don’t sell to people like you,’ I responded by asking what we needed to become to achieve our dreams.”


“The day we moved into our new home was more than a real estate transaction—it was a pivotal moment of hope, opportunity, and the American dream realized. Those early experiences taught me that a home is far more than brick and mortar; it’s a sanctuary where families grow, dreams take root, and futures are shaped,” reflects Krasi.

Leadership and Continuous Growth

As a testament to her industry standing, Krasi currently chairs the NVAR (Northern Virginia Association of Realtors) Small Broker Forum 2025. She is also one of just 25 members selected for the prestigious 2025 NVAR Leadership Institute. Her commitment to professional excellence includes earning a Certificate in Business Excellence from the College of William and Mary and a Master Certificate of Negotiation from Harvard Law School’s Program on Negotiation.

When not transforming the real estate experiences of her clients, Krasi enjoys life on her horse farm with husband Jon Henkel, who serves as Associate Broker at Properties on the Potomac, Inc. Together they share their home with four horses, four cats, and their beloved Bernedoodle, Sophie. Krasi’s passions include dressage riding, nature walks in her favorite parks, the arts, and writing insightful blogs about real estate, arts, and lifestyle.

Expertise Meets Empathy

With over three decades of professional real estate experience, Krasi brings a unique blend of market expertise and deep personal understanding to every client relationship.

“I don’t just help clients buy or sell properties; I help them curate lifestyle environments that reflect their deepest aspirations,” Krasi explains. “Whether seeking an urban retreat, a suburban community experience, an equestrian estate, or a strategic property investment, I guide clients to clearly identify their true desires before designing customized solutions.”

Having served thousands of clients with billions in real estate transactions, Krasi maintains an exceptional market intuition. She provides timely counsel on when to act decisively, when to pivot strategies, and when patience is the wisest approach. Her track record speaks for itself—she accurately predicted each market fluctuation since 1988 and their subsequent recoveries.

Curious about her current market insights? Contact Krasi for your personalized market report.

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Repairing and replacing damaged elements around your home is essential for maintaining and enhancing its curb appeal. Addressing visible issues such as cracked walkways, broken fences, or damaged gutters not only improves the overall appearance but also demonstrates to potential buyers that your home is well-cared-for and meticulously maintained. Here’s why small repairs can make a significant difference in the attractiveness and marketability of your property.

Address Cracked Walkways
Cracked or uneven walkways not only detract from your home’s appearance but can also pose safety hazards. Repairing these issues improves accessibility and enhances the visual appeal of your front yard, creating a welcoming entrance for visitors and potential buyers.

Replace Broken Fences
A damaged or sagging fence can give the impression of neglect. Repair or replace broken boards, straighten posts, and repaint or stain the fence to improve its appearance and increase privacy and security around your property.

Fix Damaged Gutters
Damaged or clogged gutters not only affect the aesthetic of your home but can also lead to water damage and erosion. Ensure gutters are securely attached, clear of debris, and functioning properly to protect your home’s foundation and landscaping.

Small Repairs, Big Impact
Small repairs such as fixing peeling paint, replacing missing roof shingles, or repairing cracked windowpanes can significantly enhance your home’s curb appeal. These minor improvements show attention to detail and reassure potential buyers of the home’s overall quality and maintenance.

Ready to enhance your home’s curb appeal and sell your home?  Contact Properties on the Potomac at 703-624-8333 today for expert guidance and assistance in identifying and addressing any visible issues around your property. Let’s showcase your home’s best features and attract potential buyers with a well-maintained and appealing exterior. Stay tuned for more tips and ideas in our curb appeal series!

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We understand that buying a home is one of the most significant investments you’ll make in your lifetime. It’s not just about finding a place to live; it’s about finding your sanctuary. But making that dream a reality requires careful planning and diligent saving. Here are some essential tips to help you start saving for your first or next home.

1. Set clear and achievable savings goals. Determine how much you need for a down payment (it may be less than you think, contact us for more info), closing costs, and any additional expenses associated with buying a home. Having a specific target will keep you motivated and focused on your savings journey.

    2. Create a budget and stick to it. Track your expenses and identify areas where you can cut back or eliminate unnecessary spending. Consider making small sacrifices now for the greater reward of homeownership later. For example, cut out automatic subscriptions/memberships, make home-cooked meals instead of eating out, or look for coupons/promo codes for everyday purchases.

    3. Automate your savings. Set up automatic transfers from your checking account to your savings account each month. This way, you’re consistently contributing to your home fund without even thinking about it.

    4. Explore ways to increase your income or generate extra cash flow. Whether it’s taking on a side hustle, freelancing, or selling items you no longer need, every little bit helps when it comes to saving for a home.

    5. Take advantage of homeownership assistance programs and incentives offered by governments or financial institutions. These programs can provide valuable resources and support to help you achieve your homeownership goals more quickly.

    6. Be patient and stay disciplined. Saving for a home takes time and requires sacrifice, but the reward of owning your own home is well worth the effort.

    Ready to take the first step towards homeownership? Contact us at Properties on the Potomac at 703-624-8333 today to learn more about how we can help you find your dream home and guide you through the buying process.

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    “How is the market?”

    This is our most frequently asked question. It is understandable given low inventory, rising interest rates, and homes often selling for over list price. Real estate headlines can seem daunting. Headlines notwithstanding, our market is still active. Home values climbed at about 3.5% in the first half of this year as demand continues to outpace supply.

    The key to this market is being an educated buyer or seller. Now more than ever, working with the right agent is critical. Selecting a savvy, experienced agent who will give you expert guidance will make all the difference in this competitive market.

    Our proven systems help our clients find the right homes and make the best offers. Our success speaks for itself. We leave no details to chance. Our sellers optimize their properties to attract the most qualified buyers who are ready to move quickly.

    Today’s most successful real estate agents are taking advance reservations from qualified clients. By planning ahead and partnering with a top agent, buyers and sellers can still achieve their property goals, even in this fast-paced market.

    Bottom line: real estate remains an essential need and purchases are happening every day. With the right preparation and guidance, your real estate goals can absolutely become reality. The key to our clients’ success are our well-honed systems.

    Do you have real estate plans for 2024? Connect with Properties on the Potomac at 703-624-8333 to start strategizing for your next move!

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    by Krasi Henkel, Broker, Properties on the Potomac, Inc.

    In the horse world, there’s no show quite like Dressage at Devon. The iconic showgrounds just outside Philadelphia draw elite competitors from across the nation and globe. To ride in the Dixon arena at Devon is a lifelong dream for many equestrians.

    As a Virginia, Maryland, D.C. – based real estate brokerage specializing in estates, land, and horse properties, we were thrilled to secure the last vendor “cottage”  for Dressage at Devon 2023 the last week in September. Having exhibited at weekend expos before, I didn’t initially grasp the magnitude of having a presence for a full week. The concept of a “cottage” also took some getting used to — a simple table and banner would not  represent our commitment to excellence.

    In the three weeks leading up to the show, I devoted extensive preparation to designing and outfitting our cottage. I wanted every detail to align with our mission statement’s promise of “impeccable service.” For Properties on the Potomac, that meant creating a space that exemplified sophistication, expertise, and understanding that home is where the heart is. For horse lovers, the heart is where the horses are!

    My cottage design process involved drawing scale models and imagining hosting guests in a warm, welcoming environment. I made copious lists and checked off each logistical task from ordering furnishings to packing the truck strategically to get everything to Devon. That diligent organization gave me peace of mind that nothing would be omitted or left to chance.

    The day of departure brought chilly rain, making the drive more challenging, but I arrived ready to set up. A missing screwdriver complicated things, but we adapted with a Phillips head key from a lamp box. After two days of assembling the cottage, it matched my vision without excuses. The electric fireplace I chided myself over bringing created a cozy ambiance on the cold rainy days, drawing admirers in from the cold.

    The week that followed was filled with industry connections and new friendships. A number of international vendors provided excellent international contacts for me as a Certified International Property Specialist. Covering for each other’s cottages with our neighboring vendors led to pleasant camaraderie.

    Promoting our boutique brokerage at a national show enabled conversations with horse owners from across state lines. I presented a talk on horse farm buying considerations, applying my recently printed book, Finding and Buying a Horse Farm.

    If I took away just one thing from Dressage at Devon, it was confirmation that person-to-person interactions build relationships in a way websites can’t replicate. Preparing meticulously and sweating the details paid dividends. While a huge undertaking, exhibiting at Devon was ultimately an amazing opportunity to represent our brand and bring the authenticity of impeccable service to the heart of horse country.

    If you’re in the market for an estate, land, or horse property, Properties on the Potomac is the right brokerage for you! Give us a call at 703-624-8333 today!