Category: Homes

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If you recently received your property tax assessment and think it’s too high, you may have the option to appeal. Property tax assessments are used to determine how much you owe in taxes each year, and an inaccurate valuation could mean paying more than your fair share. 

how to appeal property taxes

In the Washington, D.C., metro area, property owners in the District, Maryland, and Virginia each have different processes for appealing assessments. This guide will walk you through the basics of how assessments work, when you should consider an appeal, and the steps to challenge an incorrect valuation in D.C., Northern Virginia, and Maryland suburbs. 

Understanding Your Property Tax Assessment
Local governments assess property values based on market trends, recent sales of similar properties, and any improvements made to your home. This assessed value determines your annual property tax bill. However, assessments aren’t always accurate, and mistakes can happen, such as: 

  • Overestimating your property’s value 
  • Misidentifying property characteristics (e.g., incorrect square footage) 
  • Failing to account for declining market conditions 

If you believe your assessment is too high, an appeal may help lower your property taxes. 

A professional appraisal can sometimes help an appeal.

General Steps to Appeal a Property Tax Assessment

  1. Review Your Assessment Notice – Check for any discrepancies in your property details. 
  2. Research Comparable Properties – Find recent sales of similar homes in your area to support your case. Properties on the Potomac can assist with this.
  3. Check for Errors – Ensure there are no mistakes in the assessment records. 
  4. File an Appeal by the Deadline – Each jurisdiction has specific deadlines and processes for appeals. 
  5. Present Evidence – Be prepared to provide documentation proving your property is over-assessed. 

Now, let’s look at how the appeal process works in D.C., Northern Virginia, and Maryland suburbs. 

Appealing Your Property Tax Assessment By Location: Click on the location to get additional details on how and where to file an appeal.

Washington, DC

Steps to Appeal: 

  1. Check Your Assessment – The Office of Tax and Revenue (OTR) mails annual assessments in late February or early March. 
  2. File a First-Level Appeal – You must submit your appeal to OTR by April 1 of the same year. The appeal can be filed online, by mail, or in person. 
  3. Attend a Hearing (If Necessary) – If your initial appeal is denied, you can request a second-level review with the Real Property Tax Appeals Commission (RPTAC). 
  4. Take Your Case to Court – If you’re still unsatisfied with the decision, you can file a case with the D.C. Superior Court. 

Where to File:

Online: OTR Real Property Tax Appeals

Mail: Office of Tax and Revenue, 1101 4th Street, SW, Suite 550W, Washington, D.C. 20024 

Northern Virginia: Arlington County, Fairfax County, Alexandria, Loudoun County, Prince William County

Steps to Appeal: 

  1. Review Your Notice – Assessment notices are typically sent in late February. 
  2. Request an Informal Review – Contact your local tax assessor’s office to discuss potential errors. This step is optional but may lead to a quick resolution. 
  3. File a Formal Appeal – Submit an appeal to the Board of Equalization (BOE) by varied deadlines (usually April-May, depending on the county). 
  4. Prepare for a Hearing – Provide sales data, appraisals, and other supporting evidence. 

Where to File: 

Maryland: Montgomery County, Prince George’s County, Frederick County

Steps to Appeal: 

  1. Review Your Assessment Notice – Maryland properties are reassessed every three years. Notices are sent out in late December for properties up for reassessment the following year. 
  2. Request a Reassessment (If Necessary) – If you believe your assessment is too high, you can file an appeal within 45 days of receiving your notice. 
  3. File an Appeal with the Supervisor of Assessments – If an informal review doesn’t resolve the issue, submit a formal appeal to the Property Tax Assessment Appeal Board (PTAAB). 
  4. Take Your Case to the Maryland Tax Court – If necessary, you can escalate your appeal beyond the PTAAB. 

Where to File:

Tips for a Successful Appeal

  • Meet Deadlines – Each jurisdiction has strict filing deadlines, so don’t miss your opportunity to appeal. 
  • Use Comparable Sales Data – Provide recent sales of similar properties in your neighborhood to prove overvaluation. 
  • Highlight Property Deficiencies – Document any structural issues, outdated systems, or factors that negatively affect your home’s value. 
  • Get a Professional Appraisal – Hiring an independent appraiser can strengthen your case. 

Final Thoughts
A successful property tax appeal can save you money, but it requires research, preparation, and sometimes persistence. If you believe your home is over-assessed, following the steps outlined above for your specific jurisdiction can help you navigate the process. 

If you’re looking for more guidance on property values or considering buying or selling in the D.C. metro area, our experienced team is here to help. Contact Tiffany Henkel at 703-989-7452 today!

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When it comes to selling your home, the kitchen remains the heart of the house and often the deal-maker or breaker. But finding the perfect balance between impactful updates and smart spending can be tricky. Let’s explore how to maximize your kitchen’s appeal without overspending or under-improving.

kitchen remodel
Butcher block counters offer a more modern look without breaking the bank.
kitchen remodel
You can often update cabinets by simply painting and adding new hardware.
kitchen remodel
Under-cabinet lighting can instantly transform your kitchen with a more high-end look.

The Smart Money Zones
The most impactful kitchen updates often focus on three key areas:

1. Countertops: Granite is no longer the automatic go-to. Consider these mid-range options that offer both beauty and value:

  • Quartz composites: Offer durability and style without the maintenance of natural stone
  • Butcher block: Add warmth and character at a reasonable price point
  • High-end laminate: Modern options mimic stone so well that buyers often can’t tell the difference

2. Cabinetry: Full cabinet replacement isn’t always necessary. Consider these strategic updates:

  • Cabinet refacing: About 30-50% cheaper than replacement while providing a completely new look
  • Paint and hardware: A professional paint job and modern hardware can transform dated cabinets for under $5,000
  • Selective replacement: Replace only the most visible or damaged cabinets while refinishing others

3. Lighting: Good lighting can make even modest updates look high-end:

  • Under-cabinet LED strips: Create ambiance and functionality
  • Statement pendant lights: Draw the eye and add contemporary flair
  • Recessed lighting: Brighten dark corners and modernize the space
kitchen remodel
Classic subway tiles in neutral colors offer an upscale look at an affordable price.
kitchen remodel
Replacing an outdated sink and faucet can instantly modernize the kitchen.
kitchen remodel
Paint delivers the highest return on investment of any single kitchen update.

Cost-Effective High-Impact Updates
1. Backsplash: Choose classic subway tiles or geometric patterns in neutral colors. They’re affordable but look upscale when properly installed.

2. Sink and Faucet: A deep undermount sink and professional-style faucet can give the kitchen a high-end feel without breaking the bank.

3. Fresh Paint: Choose warm neutrals or soft whites to make the space feel clean and inviting. Paint delivers the highest return on investment of any single update.

Where to Save vs. Splurge
Save On:

  • Appliances: Mid-range, matching appliances often provide better ROI than high-end models
  • Hardware: Shop retail sales for cabinet pulls and knobs
  • Flooring: Luxury vinyl plank offers durability and style at a fraction of hardwood’s cost

Splurge On:

  • Professional installation: Poor workmanship can devalue even expensive materials
  • Quality faucets: They’re frequently used and scrutinized by buyers
  • Lighting fixtures: They serve as jewelry for your kitchen
kitchen remodel

The Numbers That Matter
Based on recent market data:

  • Minor kitchen remodel average cost: $23,452
  • Value recouped at sale: 77.6%
  • Sweet spot budget range: $15,000-30,000

Avoid Common Mistakes

  • Don’t over-customize: Keep updates neutral and broadly appealing
  • Skip trendy choices: They can quickly date your kitchen
  • Maintain proportion: Ensure updates match your home’s overall value 4. Consider your timeline: If selling within a year, focus on visual impact over durability

The Bottom Line
The key to a successful kitchen update is understanding your market and your buyers. In most cases, you’ll see the best return by creating a fresh, modern look without going overboard on high-end finishes. Focus on clean lines, neutral colors, and quality materials in the mid-range price point.

Remember: The goal isn’t to create the most expensive kitchen on the block, but rather the most appealing one within a reasonable budget. This approach not only attracts buyers but also provides the best return on your investment.

Need help planning your kitchen update? Let’s talk about what makes sense for your home and market. Contact Krasi Henkel at 703-624-8333 today for a personalized consultation and market analysis.

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In an era of algorithms and automated systems, real estate remains fundamentally about human connection. At Properties on the Potomac, we believe technology should enhance, not replace, personal service.

The Evolving Landscape of Real Estate Technology
The Old Model: Shiny Tech Toys
Once, agents competed by showcasing the newest technological tools. The agent with the most advanced gadgets often won client attention. But real estate is more than flashy interfaces—it’s about understanding, strategy, and genuine client care.

The Current Technological Ecosystem
Today’s real estate technology looks like this:

  • Listings broadcast instantly across multiple platforms
  • Automated lead generation systems
  • Websites that redirect potential buyers to paying agents
  • Advanced marketing algorithms

The “Numbers Game” Approach
Some top-producing agents now prioritize quantity over quality:

  • Automated calling systems
  • High-pressure scheduling
  • Transaction processing delegated to teams
  • Minimal personal interaction

The Hidden Cost of Impersonal Technology
When technology replaces people, consumers lose:

  • Personal relationship with their original listing agent
  • Comprehensive property understanding
  • Tailored market insights
  • Genuine communication


What Clients Really Want

  • Personalized communication
  • Proactive market updates
  • Agents who understand their unique needs
  • Skilled negotiation
  • Comprehensive property marketing


Consumer Empowerment: Your Choice Matters
You have the right to choose:

  • Personal service level
  • Marketing approach
  • Showing participants
  • Buyer qualification standards

Technology as a Tool, Not a Replacement
At Properties on the Potomac, we use technology strategically:

  • To save clients time
  • Enhance communication
  • Provide market insights
  • Support, not supplant, personal service


Our Commitment: Humanity First
We leverage technology to:

  • Streamline processes
  • Provide transparency
  • Support client goals
  • Maintain personal connections


The Real Value Proposition
In a market obsessed with speed, we focus on:

  • Quality over quantity
  • Relationship building
  • Thorough offer evaluation
  • Client-centric approach

A Final Thought
Technology can list a property, but only humans can truly understand a home’s story.

Ready to experience real estate with a human touch? Contact Properties on the Potomac, where technology meets genuine care. We’re not just selling properties—we’re helping you write your next life chapter.

Contact Broker, Krasi Henkel at 703-624-8333 (text for quickest response) and visit our website:   http://www.POTPHOMES.com

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The landscape of generational wealth transfer is undergoing a massive shift. Over the next two decades, baby boomers and the Silent Generation are set to pass down an astounding $84.4 trillion in assets, including real estate, financial instruments, personal property, and even pets and livestock. As a seasoned real estate professional, I’ve witnessed firsthand how this inheritance process can become an overwhelming and emotionally charged journey for many families.

Navigating an Inheritance
Navigating an Inheritance
Navigating an Inheritance

The Inheritance Roadmap: Navigating with Wisdom and Care
Here are five critical considerations when navigating an inheritance:

1. Open Family Communication: The foundation of a smooth inheritance process is transparent, honest communication. Initiate conversations about estate intentions early:

  • Locate and review important documents
  • Identify the designated estate administrator
  • Discuss the location of wills and trusts
  • Understand the family attorney’s contact information
  • Uncover details about potentially valuable collections (art, antiques, coins)

2. Sibling Harmony: When multiple heirs are involved, expectations management is crucial:

  • Have candid discussions about the inheritance
  • Set realistic expectations
  • Create a framework that prevents potential conflicts
  • Prioritize family relationships over material possessions

3. Objective Property Assessment: Approach personal property and inheritance with both sentiment and practicality:

  • Carefully evaluate what items truly hold value for you
  • Consider sentimental attachments objectively
  • Be willing to let go of items that don’t serve a purpose
  • Respect the memories associated with belongings without being overwhelmed
  • Establish a relationship with estate auctioneer(s)

4. Real Estate Strategy: Develop a comprehensive plan for inherited property:

  • Create a timeline for property assessment
  • Determine whether to sell or maintain the property
  • Budget for potential improvements or repairs
  • Consult real estate professionals for market insights

5. Tax and Legal Preparedness: Understanding the legal and financial implications is critical:

  • Consult with a tax professional
  • Learn about inheritance tax laws
  • Understand potential tax implications
  • Develop a strategy to minimize tax burden
Navigating an Inheritance
Navigating an Inheritance
Navigating an Inheritance

Here are five critical pitfalls to avoid when navigating an inheritance:

1. Hasty Storage Solutions: Resist the urge to quickly box everything and store it away. This approach:

  • Leads to unnecessary expense
  • Creates logistical complications
  • Prevents proper sorting and decision-making

2. Home Clutter Accumulation: Avoid filling your personal space with inherited belongings:

  • Prevents home organization
  • Creates unnecessary stress
  • Delays necessary decision-making

3. Overreliance on Verbal Valuations: Never take valuations at face value:

  • Consult multiple experts
  • Get professional appraisals
  • Verify the true worth of items

4. Family Conflict: Prioritize relationships over possessions:

  • Communicate openly and compassionately
  • Be willing to compromise
  • Focus on maintaining family bonds

5. Procrastination: Time is of the essence:

  • Make decisions promptly
  • Address legal and financial matters quickly
  • Prevent complications from delaying action

Emotional Perspective: Honoring Memories

Inheriting a household is more than a financial transaction—it’s an emotional journey. Remember that your loved ones cherished these belongings, but memories persist beyond physical objects. Be kind to yourself and your family during this process.

Key takeaway: Things have no permanence. Some items are meant to be memories, not permanent possessions. Embrace the opportunity to honor your family’s legacy while creating your own path forward.

By approaching inheritance with preparation, compassion, and strategic thinking, you can transform a potentially stressful situation into a meaningful transition that honors your family’s memory and your own future.

Are you or someone you know stressing about what to do with inherited real estate? Reach out to Properties on the Potomac at 703-624-8333 today!

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Your mortgage lender required homeowners insurance, so you’re fully protected, right?

Think again.

The insurance industry operates through a complex network of insurers and reinsurers. When you purchase a policy from companies like State Farm, Travelers, or Erie, they transfer portions of their risk to other companies, often international firms. This process mirrors how your mortgage may be sold to a third party shortly after closing.

Recent catastrophic events have exposed cracks in this system. The cascade of disasters – hurricanes devastating the Southeast, the 2023 Lahaina wildfires in Maui, and the Palisades fires in Los Angeles – has overwhelmed insurance companies. Thousands of homeowners are now stuck in limbo, waiting months or even years for rebuilding funds as insurers struggle with depleted reserves and unresponsive reinsurers.

Don’t wait for disaster to strike. Take these critical steps now:

1. Contact your insurance company to understand their exact claims process and timeline
2. Request information about their reinsurance partnerships and those companies’ track records
3. Obtain a complete copy of your policy – not just the Declarations page
4. Review all coverage limits, exceptions, and exclusions in detail
5. Monitor your mail vigilantly for policy changes or non-renewal notices

A disturbing trend has emerged: in both Lahaina and Los Angeles, insurance companies sent non-renewal notifications to many homeowners shortly before disaster struck. Missing these notices could leave you completely unprotected.

While legislators debate reforms around reinsurance and claims processes, you must protect yourself now. Know your coverage, understand the claims process, and assert your rights as a policyholder. Your financial security depends on it.

Remember: The time to review your insurance coverage is before you need it. Make that call today.

Thinking about buying a home and want more tips for handling insurance? Contact Properties on the Potomac at 703-624-8333 today!

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Is it better to have lots of offers to select from or no offers? That is the key question in pricing your home. If you want the highest value for your house, the right price is crucial, regardless of market conditions.

When selling your home, determining the right price from the outset is essential for a successful sale. Accurate pricing not only attracts the right buyers but also increases your chances of a quick and profitable transaction. An appropriately priced home appears in search results for buyers looking in the correct range, while an overpriced property may deter interest, leading to longer market times and missed opportunities.

Homes that linger on the market can raise red flags for potential buyers, causing them to question the property’s value. In contrast, homes priced correctly tend to generate excitement and urgency, prompting quicker offers and potentially even bidding wars. This competitive atmosphere can lead to offers that meet or exceed your expectations.

Additionally, starting with the right price reduces the likelihood of needing to make price cuts later, which can signal desperation and negatively impact your negotiating power. Maintaining market momentum is crucial, and a well-priced home can help you achieve that.

Ultimately, pricing your home accurately is a key factor in securing a successful sale. At Properties on the Potomac, we are dedicated to helping homeowners navigate this critical aspect of the selling process. If you’re ready to sell, contact us at 703-624-8333 today! Our team will guide you through every step and ensure you achieve the best return on your investment.

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As the cold season approaches, it’s important not to overlook your home’s exterior when preparing for winter. In this final week of winter preparation, we’ll go over a few simple steps you can take to maintain your yard and outdoor equipment, helping prevent damage, keeping your property safe, and ensuring you’re ready when the first snowfall arrives.

Snow on trees may be beautiful, but it can also be dangerous.
Outdoor furniture can wear down when exposed to the winter elements.
Don’t forget to stock up on winter tools!


-Trim Trees and Bushes: Winter storms can bring heavy snow and ice, which add stress to tree branches. Weak or dead branches are particularly vulnerable to breaking, potentially causing damage to your home or vehicles. Take the time to inspect your trees and bushes, removing any dead or weak branches. This preventive step can save you from costly repairs and improve the safety of your property.

-Store Outdoor Furniture: Outdoor furniture can quickly wear down when exposed to winter weather. To prolong its life, clean and store it in a garage, shed, or other covered space. If storage isn’t an option, use heavy-duty covers to protect your furniture from snow, ice, and freezing temperatures. Doing this will ensure that your outdoor furniture is ready to go once spring arrives.

-Stock Up on Winter Essentials: Don’t wait until the first snowstorm to realize you’re missing key winter supplies. Now is the perfect time to check your inventory of snow shovels, ice melt, and winter gear. Be sure to also test any snow blowers or other equipment to ensure they are in working order. Preparing early will give you peace of mind when winter weather hits unexpectedly.

    By taking these steps, you’ll ensure that your outdoor spaces are ready to handle whatever winter throws at them. If you need assistance finding local professionals for tree trimming or outdoor maintenance—or if you’re thinking about buying or selling a home—reach out to Properties on the Potomac at 703-624-8333. We’re here to help with all your home and property needs!

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    As winter approaches, it’s important to take steps to ensure your home is ready to withstand the cold. A well-sealed house will not only keep your family comfortable but also help reduce energy costs. In this first week of winter preparation, the focus is on inspecting and sealing your home to prevent drafts and heat loss. Here’s a simple to-do list to get started.

    Don’t let cold winter drafts ruin your cozy winter home!
    Windows can be a major source of heat loss in the winter.
    Consider applying window film for an extra layer of insulation.

    • Inspect for Air Leaks: The first step in sealing your home is identifying where cold air might sneak in. Pay close attention to windows, doors, and any gaps in your home’s structure. Common problem areas include door frames, windowsills, and places where pipes or electrical wiring enter your home. Once you’ve located these potential air leaks, seal them with weatherstripping or caulk. Sealing drafts can save you a significant amount on your heating bills by keeping warm air inside.
    • Seal Drafty Windows: Windows can be a major source of heat loss during the winter. If you feel cold air around your windows, consider applying window film for an extra layer of insulation. Window film is an inexpensive solution that can help trap heat inside. Alternatively, installing insulated curtains can keep your home warmer by blocking out cold drafts, especially at night.
    • Examine the Roof and Chimney: Don’t forget to check your roof and chimney for any signs of damage. Missing or damaged shingles can lead to water leaks and ice dams, which can cause significant damage in the colder months. Similarly, inspect your chimney for cracks or blockages that could prevent it from venting properly. Addressing these issues early will prevent costly repairs and make your home more energy efficient.
    Inspect your chimney for cracks or blockages.
    Missing or damaged shingles can lead to significant damage in winter.
    With the right preparation, you can enjoy your cozy home no matter what weather winter throws your way!


    By following these simple steps, you’ll be on your way to a warmer, cozier home this winter! If you need help finding professionals for repairs or inspections, contact Properties On the Potomac at 703-624-8333 today. And stay tuned for more tips on how to prep your home for winter weather!

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    Your garage door is more than just a functional element; it’s a prominent feature of your home’s exterior that significantly impacts curb appeal. Updating an old or damaged garage door can transform the look of your home, enhancing its overall attractiveness and value. Here are several ways to update your garage door to make a lasting impression on potential buyers and improve your home’s curb appeal.

    Garage doors come in many colors, materials, and designs, from modern to traditional.
    Decorative hardware and windows can enhance visual appeal.


    Painting for a Fresh Look
    A simple yet effective way to update your garage door is by painting it. Choose a color that complements your home’s exterior palette and architectural style. Opt for neutrals like white, gray, or black for a timeless appeal, or go bold with a vibrant hue that adds personality and makes your home stand out.

    Installing a Modern Design
    Consider replacing your old garage door with a more modern design. Contemporary garage doors come in various materials such as steel, aluminum, or fiberglass, offering durability, insulation, and aesthetic appeal. Choose a style that complements your home’s architecture, whether it’s sleek and minimalist or rustic and charming.

    Adding Decorative Hardware
    Enhance the look of your garage door by adding decorative hardware such as handles, hinges, or window inserts. These small details can mimic the style of your home’s existing features and create a cohesive look that enhances curb appeal.

    Choose a garage door style that complements your home’s architectural style.
    Make sure you perform regular maintenance to keep your garage door looking its best!


    Incorporating Windows for Natural Light
    Integrating windows into your garage door not only enhances its visual appeal but also allows natural light to enter your garage space. Choose from a variety of window styles and placements to add architectural interest and create a more welcoming facade.

    Upgrading to Smart Technology
    Consider upgrading your garage door opener to a smart system that offers convenience and security features. Smart garage door openers can be controlled remotely via smartphone apps, providing added peace of mind and functionality.

    Maintaining Regularly
    Regular maintenance is essential to keep your garage door looking and functioning its best. Clean the door regularly, lubricate moving parts, and address any dents or dings promptly to prolong its lifespan and preserve its curb appeal.

    Updating your garage door is a worthwhile investment that can significantly enhance your home’s curb appeal and overall value. If you’re considering selling your home and want expert advice on updating your garage door, contact Properties on the Potomac at 703-624-8333 today.

    Stay tuned for more tips and ideas in our curb appeal series!

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    Repairing and replacing damaged elements around your home is essential for maintaining and enhancing its curb appeal. Addressing visible issues such as cracked walkways, broken fences, or damaged gutters not only improves the overall appearance but also demonstrates to potential buyers that your home is well-cared-for and meticulously maintained. Here’s why small repairs can make a significant difference in the attractiveness and marketability of your property.

    Address Cracked Walkways
    Cracked or uneven walkways not only detract from your home’s appearance but can also pose safety hazards. Repairing these issues improves accessibility and enhances the visual appeal of your front yard, creating a welcoming entrance for visitors and potential buyers.

    Replace Broken Fences
    A damaged or sagging fence can give the impression of neglect. Repair or replace broken boards, straighten posts, and repaint or stain the fence to improve its appearance and increase privacy and security around your property.

    Fix Damaged Gutters
    Damaged or clogged gutters not only affect the aesthetic of your home but can also lead to water damage and erosion. Ensure gutters are securely attached, clear of debris, and functioning properly to protect your home’s foundation and landscaping.

    Small Repairs, Big Impact
    Small repairs such as fixing peeling paint, replacing missing roof shingles, or repairing cracked windowpanes can significantly enhance your home’s curb appeal. These minor improvements show attention to detail and reassure potential buyers of the home’s overall quality and maintenance.

    Ready to enhance your home’s curb appeal and sell your home?  Contact Properties on the Potomac at 703-624-8333 today for expert guidance and assistance in identifying and addressing any visible issues around your property. Let’s showcase your home’s best features and attract potential buyers with a well-maintained and appealing exterior. Stay tuned for more tips and ideas in our curb appeal series!