Author: Tiffany_Henkel

on

by

If you’re not already familiar with Annandale, Virginia, let me introduce you to one of Northern Virginia’s best-kept secrets. Just inside the Beltway, Annandale has this wonderful way of feeling tucked away while still being close to everything. It’s the kind of place where tall trees line quiet streets, neighbors wave hello, and parks, trails, and local eateries are never more than a few minutes away. There’s a rhythm to life here that just feels a little easier.

One of the things I love most about Annandale is how connected to nature it is. On any given day, you might find yourself wandering the shaded trails of Hidden Oaks Nature Center or spending an afternoon admiring the beautifully kept grounds at Green Spring Gardens. Mason District Park is another local favorite—with concerts in the summer, sports courts, and walking paths, it’s a true community hub. It’s not uncommon to see families picnicking, friends catching up under the trees, or someone simply taking a quiet moment to themselves.

And while the parks and greenery are a huge part of the charm, Annandale also offers incredible dining and shopping. Whether you’re in the mood for international cuisine, a cozy brunch spot, or a quick bite on the go, you’ll find it here. Independent shops, specialty grocery stores, and neighborhood markets add to the local flavor, while larger retail centers are just a short drive away.

It’s also hard to beat Annandale’s location. With I-495, Route 50, and Little River Turnpike all within easy reach, you can get to D.C., Tysons, Alexandria, and beyond without much trouble. Public transit is readily available, with plenty of Metrobus and Fairfax Connector routes. For those juggling busy lives, having that kind of accessibility is a game changer.

But here’s what makes all of this even better: finding a newer home in this established community is incredibly rare—especially at a price point under $1 million. That’s what makes 6436 Holyoke Drive such a standout. Built in 2016, this home offers the modern floor plan, finishes, and efficiency today’s buyers are looking for—without having to compromise on location. Most homes in this area and price range were built in the 1960s and 70s, which makes this property a true find. It’s nestled on a quiet residential street with mature trees and a beautifully landscaped yard, and the interior is just as impressive—open, bright, and thoughtfully designed for everyday living and entertaining.

6436 Holyoke was built in 2016, a rare Annandale find

If you’ve been dreaming of a newer home with the convenience of living inside the Beltway, this one is absolutely worth a look. It’s the kind of property that doesn’t come around often, and it pairs perfectly with everything Annandale has to offer.

If you’re curious about the home—or just want to learn more about life in Annandale—I’d love to chat. Sometimes, the right move starts with the right conversation.

on

by

July means long days, pool parties, backyard BBQs, and summer vacations. Vacations can be a wonderful way to relax and enjoy time with your family…but how can you ensure your home and belongings remain safe while you’re away?

Whether you’re traveling for a week or a weekend, protecting your home while you’re away can give you peace of mind—and helps you enjoy your time off worry-free. Here are 7 simple but effective tips to keep your home safe while out of town:

  1. Pause mail and packages: A pile-up of packages signals you’re not home. Use USPS’s ‘hold mail’ service or have a trusted friend or neighbor bring packages and mail in daily.
  2. Use smart lights: Schedule indoor and outdoor lights to turn on and off automatically while you’re away.
  3. Lock everything: Double-check windows, doors, and garage access before you leave. If you have an alarm, make sure it’s set.
  4. Don’t overshare on social media: It’s hard to resist the allure of posting pictures promoting your sunny beach vacation, but these posts can create more than just envy—they also alert everyone that you are not home for an extended period of time. Save the vacation posts for after you return.
  5. Alert a neighbor: A trusted neighbor who knows you are away can keep an eye on your home, alerting you or the police to any suspicious activity.
  6. Set your thermostat wisely: With no one in the house, it’s a great time to conserve energy and save money on your bill, but keep it cool enough to prevent issues like mold.
  7. Secure valuables: Hope for the best, but plan for the worst. Store jewelry, electronics, and important documents in a safe or secure location, just in case.

A little planning can go a long way towards a worry-free vacation. Enjoy your trip!

on

by

Just a few miles from Washington, D.C., Del Ray feels like a world away—in the best possible way. Nestled in the heart of Alexandria, this walkable, vibrant neighborhood is known for its welcoming community, colorful character, and undeniable charm. Whether you’re spending the afternoon exploring or putting down roots, Del Ray offers a little something for everyone.

A Culinary Destination with Local Flavor
Let’s start with the obvious: the food. Del Ray is a haven for foodies, with Mount Vernon Avenue (affectionately known as “The Avenue”) serving as the neighborhood’s buzzing main street. Here, you’ll find a lineup of independently owned restaurants, cafes, and bakeries that reflect the creativity and diversity of the community. Grab wood-fired pizza and Southern-inspired fare at Stomping Ground, dig into fresh seafood at The Evening Star, or satisfy your sweet tooth with small-batch pastries at Junction Bakery.

Health-conscious? Del Ray has you covered. The neighborhood is home to Alexandria’s “Wellness District,” where smoothie bars, plant-based cafes, and nourishing grab-and-go spots sit alongside yoga studios, fitness centers, and wellness boutiques.

Photo Courtesy: Matthew Harwood


More Than a Food Scene
But Del Ray isn’t just about good eats—it’s about good energy. Community is at the heart of everything here. From First Thursdays—a monthly block-party-meets-street-festival filled with music, food, and art—to the beloved Del Ray Farmers Market, this neighborhood knows how to come together. Whether you’re new in town or a longtime local, it’s easy to feel like you belong.

Creative Vibes & Local Pride
Del Ray’s artsy side shines through in its vibrant murals, colorful storefronts, and creative businesses. Local artists and makers are celebrated here, and you’ll find everything from handmade goods to curated vintage in the neighborhood’s indie shops. It’s not uncommon to stumble upon a sidewalk chalk masterpiece or live music spilling out of a cafe.

A Place You’ll Want to Return To
Whether you’re here for a casual visit, a weekend brunch, or just to take in the community vibe, Del Ray offers the perfect mix of laid-back energy and lively connection. It’s a place where neighbors say hello, small businesses thrive, and the spirit of creativity and collaboration is everywhere.

Thinking about making Del Ray home? With its tree-lined streets, historic charm, and unbeatable sense of community, it’s easy to see why so many fall in love with this neighborhood.

​If you’re looking for your own Del Ray charmer, we’d love to help. Contact us at 703-989-7452 today to start your journey to calling Del Ray home.

Cover Photo Courtesy: City of Alexandria, VA

on

by

If you recently received your property tax assessment and think it’s too high, you may have the option to appeal. Property tax assessments are used to determine how much you owe in taxes each year, and an inaccurate valuation could mean paying more than your fair share. 

how to appeal property taxes

In the Washington, D.C., metro area, property owners in the District, Maryland, and Virginia each have different processes for appealing assessments. This guide will walk you through the basics of how assessments work, when you should consider an appeal, and the steps to challenge an incorrect valuation in D.C., Northern Virginia, and Maryland suburbs. 

Understanding Your Property Tax Assessment
Local governments assess property values based on market trends, recent sales of similar properties, and any improvements made to your home. This assessed value determines your annual property tax bill. However, assessments aren’t always accurate, and mistakes can happen, such as: 

  • Overestimating your property’s value 
  • Misidentifying property characteristics (e.g., incorrect square footage) 
  • Failing to account for declining market conditions 

If you believe your assessment is too high, an appeal may help lower your property taxes. 

A professional appraisal can sometimes help an appeal.

General Steps to Appeal a Property Tax Assessment

  1. Review Your Assessment Notice – Check for any discrepancies in your property details. 
  2. Research Comparable Properties – Find recent sales of similar homes in your area to support your case. Properties on the Potomac can assist with this.
  3. Check for Errors – Ensure there are no mistakes in the assessment records. 
  4. File an Appeal by the Deadline – Each jurisdiction has specific deadlines and processes for appeals. 
  5. Present Evidence – Be prepared to provide documentation proving your property is over-assessed. 

Now, let’s look at how the appeal process works in D.C., Northern Virginia, and Maryland suburbs. 

Appealing Your Property Tax Assessment By Location: Click on the location to get additional details on how and where to file an appeal.

Washington, DC

Steps to Appeal: 

  1. Check Your Assessment – The Office of Tax and Revenue (OTR) mails annual assessments in late February or early March. 
  2. File a First-Level Appeal – You must submit your appeal to OTR by April 1 of the same year. The appeal can be filed online, by mail, or in person. 
  3. Attend a Hearing (If Necessary) – If your initial appeal is denied, you can request a second-level review with the Real Property Tax Appeals Commission (RPTAC). 
  4. Take Your Case to Court – If you’re still unsatisfied with the decision, you can file a case with the D.C. Superior Court. 

Where to File:

Online: OTR Real Property Tax Appeals

Mail: Office of Tax and Revenue, 1101 4th Street, SW, Suite 550W, Washington, D.C. 20024 

Northern Virginia: Arlington County, Fairfax County, Alexandria, Loudoun County, Prince William County

Steps to Appeal: 

  1. Review Your Notice – Assessment notices are typically sent in late February. 
  2. Request an Informal Review – Contact your local tax assessor’s office to discuss potential errors. This step is optional but may lead to a quick resolution. 
  3. File a Formal Appeal – Submit an appeal to the Board of Equalization (BOE) by varied deadlines (usually April-May, depending on the county). 
  4. Prepare for a Hearing – Provide sales data, appraisals, and other supporting evidence. 

Where to File: 

Maryland: Montgomery County, Prince George’s County, Frederick County

Steps to Appeal: 

  1. Review Your Assessment Notice – Maryland properties are reassessed every three years. Notices are sent out in late December for properties up for reassessment the following year. 
  2. Request a Reassessment (If Necessary) – If you believe your assessment is too high, you can file an appeal within 45 days of receiving your notice. 
  3. File an Appeal with the Supervisor of Assessments – If an informal review doesn’t resolve the issue, submit a formal appeal to the Property Tax Assessment Appeal Board (PTAAB). 
  4. Take Your Case to the Maryland Tax Court – If necessary, you can escalate your appeal beyond the PTAAB. 

Where to File:

Tips for a Successful Appeal

  • Meet Deadlines – Each jurisdiction has strict filing deadlines, so don’t miss your opportunity to appeal. 
  • Use Comparable Sales Data – Provide recent sales of similar properties in your neighborhood to prove overvaluation. 
  • Highlight Property Deficiencies – Document any structural issues, outdated systems, or factors that negatively affect your home’s value. 
  • Get a Professional Appraisal – Hiring an independent appraiser can strengthen your case. 

Final Thoughts
A successful property tax appeal can save you money, but it requires research, preparation, and sometimes persistence. If you believe your home is over-assessed, following the steps outlined above for your specific jurisdiction can help you navigate the process. 

If you’re looking for more guidance on property values or considering buying or selling in the D.C. metro area, our experienced team is here to help. Contact Tiffany Henkel at 703-989-7452 today!

on

by

Is it better to have lots of offers to select from or no offers? That is the key question in pricing your home. If you want the highest value for your house, the right price is crucial, regardless of market conditions.

When selling your home, determining the right price from the outset is essential for a successful sale. Accurate pricing not only attracts the right buyers but also increases your chances of a quick and profitable transaction. An appropriately priced home appears in search results for buyers looking in the correct range, while an overpriced property may deter interest, leading to longer market times and missed opportunities.

Homes that linger on the market can raise red flags for potential buyers, causing them to question the property’s value. In contrast, homes priced correctly tend to generate excitement and urgency, prompting quicker offers and potentially even bidding wars. This competitive atmosphere can lead to offers that meet or exceed your expectations.

Additionally, starting with the right price reduces the likelihood of needing to make price cuts later, which can signal desperation and negatively impact your negotiating power. Maintaining market momentum is crucial, and a well-priced home can help you achieve that.

Ultimately, pricing your home accurately is a key factor in securing a successful sale. At Properties on the Potomac, we are dedicated to helping homeowners navigate this critical aspect of the selling process. If you’re ready to sell, contact us at 703-624-8333 today! Our team will guide you through every step and ensure you achieve the best return on your investment.

on

by

Buying your first home is an exciting milestone, but it can also be a complex process with many decisions to make. To help you navigate this important journey, here are five essential tips that every first-time homebuyer should consider.

Check Your Credit Score
Before you start looking at homes, it’s crucial to check your credit score. Your credit score will have a significant impact on your ability to secure a mortgage and the interest rate you receive. Lenders use your credit score to assess your reliability as a borrower, so a higher score typically results in better loan terms and lower interest rates. There are several different ways to check your credit online for free: annualcreditreport.com, through your credit cards, or creditkarma.com.

If your credit score needs improvement, consider paying down debts, ensuring bills are paid on time, and avoiding new credit inquiries. Small adjustments to your credit habits can lead to a big difference in your loan eligibility.

Get Pre-Qualified for a Mortgage
Once you have a good idea of what your credit looks like, contact us at Properties on the Potomac. We can help guide you to the right lender so you can get pre-qualified for a mortgage. This process gives you a clear understanding of how much a lender is willing to lend you based on your financial situation. With pre-qualification, you’ll know the price range you can afford and avoid wasting time looking at homes outside your budget.

Understand Your Affordability Beyond the Mortgage
Many first-time buyers focus solely on the mortgage payment when calculating affordability, but there’s more to owning a home than just the monthly mortgage. You also need to consider property taxes, homeowners’ insurance, utility bills, maintenance, and possible homeowners or condo association (HOA or COA) fees.

Compare Different Mortgage Options
Mortgages are not one-size-fits-all. You’ll have options to consider, including how much you want to put down as a down payment (3%, 5%, 10%, 20% or more), fixed-rate versus adjustable-rate mortgages (ARMs), the length of the loan term—typically 15, 20, or 30 years. There are even different loan programs that can offer closing cost assistance.

Save for Upfront Costs
While many first-time buyers focus on saving for a down payment, it’s important to also prepare for other upfront costs, such as closing costs, inspections, and moving expenses. These costs can add up quickly, so planning ahead will help avoid financial stress at closing time. Depending on the loan type, closing costs can range from 2% to 5% of the home’s value. Be sure to budget for these expenses to ensure you’re fully prepared when it’s time to finalize the purchase.

Buying your first home is an exciting yet challenging experience. By following these tips, you’ll be better equipped to make smart, informed decisions throughout the home-buying process.

Properties on the Potomac can help guide you through your next steps from start to finish. Whether it’s finding a top-quality lender or identifying the right mortgage option for your needs, we’re here to help. Contact us at 703-624-8333 today to start your journey toward homeownership with expert advice and personalized support!

on

by

Refinancing your home can be a smart financial move. Homeowners often wonder when the best time to refinance is, and the answer depends on several factors…like market conditions, personal finances, and your future goals. Below, we will explore the key indicators that signal it might be time to consider refinancing your mortgage or possibly buying a new home.

Interest rates are falling. What should you do?
Your home equity should influence your refinance decisions.

1.Interest Rates Have Dropped
One of the most obvious reasons to refinance is when interest rates fall. In fact, interest rates have recently dropped to their lowest levels in nearly two years, making it an opportune time to act. If you’ve been thinking of buying a home, now is a good time to start looking and lock in a favorable rate.

If you bought your home in the last two years, this rate drop could mean big savings through refinancing. Our rule of thumb is if the rate will result in around a 1% reduction in your mortgage rate, it can lead to significant savings over the life of the loan. Lower rates can reduce your monthly payment, free up cash for other expenses, or help you pay off your loan faster.

2. You Want to Switch from an Adjustable-Rate Mortgage (ARM) to a Fixed-Rate Mortgage
If you have an adjustable-rate mortgage (ARM), your rate will fluctuate over time, often leading to uncertainty about future payments. Refinancing into a fixed-rate mortgage can provide stability, especially when interest rates are expected to rise. Locking in a low, fixed rate now can protect you from potentially higher payments in the future.

3. You Have Significant Equity in Your Home
Refinancing can be a good idea if you’ve built substantial equity in your home. When home values rise and you’ve been making regular mortgage payments, you may have enough equity to refinance and eliminate private mortgage insurance (PMI). This can save you hundreds of dollars each month. Additionally, refinancing can allow you to tap into your home’s equity for a cash-out refinance, which can provide funds to buy your next home or an investment property.

4. Accelerating Home Equity Growth
Refinancing can do more than just lower your monthly payments—it can also help you build home equity faster. By securing a lower interest rate, a larger portion of your payment is applied to the principal balance. This allows your equity to grow more quickly, providing a valuable asset that can be used for future financial opportunities.

Whether you are thinking about refinancing, upgrading, or buying your first home, Properties on the Potomac is here to help guide you in your decision. Give us a call at 703-624-8333 to get started on your next steps.

    on

    by

    As the cold season approaches, it’s important not to overlook your home’s exterior when preparing for winter. In this final week of winter preparation, we’ll go over a few simple steps you can take to maintain your yard and outdoor equipment, helping prevent damage, keeping your property safe, and ensuring you’re ready when the first snowfall arrives.

    Snow on trees may be beautiful, but it can also be dangerous.
    Outdoor furniture can wear down when exposed to the winter elements.
    Don’t forget to stock up on winter tools!


    -Trim Trees and Bushes: Winter storms can bring heavy snow and ice, which add stress to tree branches. Weak or dead branches are particularly vulnerable to breaking, potentially causing damage to your home or vehicles. Take the time to inspect your trees and bushes, removing any dead or weak branches. This preventive step can save you from costly repairs and improve the safety of your property.

    -Store Outdoor Furniture: Outdoor furniture can quickly wear down when exposed to winter weather. To prolong its life, clean and store it in a garage, shed, or other covered space. If storage isn’t an option, use heavy-duty covers to protect your furniture from snow, ice, and freezing temperatures. Doing this will ensure that your outdoor furniture is ready to go once spring arrives.

    -Stock Up on Winter Essentials: Don’t wait until the first snowstorm to realize you’re missing key winter supplies. Now is the perfect time to check your inventory of snow shovels, ice melt, and winter gear. Be sure to also test any snow blowers or other equipment to ensure they are in working order. Preparing early will give you peace of mind when winter weather hits unexpectedly.

      By taking these steps, you’ll ensure that your outdoor spaces are ready to handle whatever winter throws at them. If you need assistance finding local professionals for tree trimming or outdoor maintenance—or if you’re thinking about buying or selling a home—reach out to Properties on the Potomac at 703-624-8333. We’re here to help with all your home and property needs!

      on

      by

      As a real estate company, we understand that homeownership extends beyond the four walls of your property; it encompasses your role within the community and the broader societal landscape. With the election around the corner, it’s crucial for homeowners to recognize the power of their vote. Decisions made at the local, state, and national levels can significantly impact your home’s value, property taxes, and neighborhood services. When you cast your ballot, you influence policies that directly affect your community, from zoning laws to infrastructure improvements.


      Voting allows you to advocate for issues that matter to you as a homeowner. By participating in elections, you ensure that your interests are represented, whether it’s pushing for community development projects, taxes, or funding for local schools. These decisions shape not only your living conditions but also the value of your investment. Moreover, engaging in the electoral process fosters a stronger sense of community, encouraging collective action that can lead to positive changes in your neighborhood.

      As you prepare for the upcoming election, we encourage you to take the time to educate yourself on local propositions and candidates. Each election presents an opportunity to impact the future of your home and community. At Properties on the Potomac, we are here to support you not only in your real estate journey but also in understanding how these civic matters can influence your homeownership experience. 

      Make your voice heard by voting this election season, and let’s work together to create thriving communities. Contact Properties on the Potomac at 703-624-8333 today to learn more about how we can assist you in your real estate needs and keep you informed about the issues that matter most to homeowners. Your vote is your voice—don’t let it go silent!

      on

      by

      With winter fast approaching, ensuring your heating system is in top condition is crucial for maintaining comfort and energy efficiency. Regular maintenance can prevent costly breakdowns and ensure your home stays warm all season long. This week’s to-do list focuses on furnace and heating system maintenance to keep your home cozy and your energy bills under control.

      Having a professional HVAC inspection can help identify potential issues before they become a major problem.
      Be sure to change your furnace filters regularly!
      Consider investing in a programmable smart thermostat

      • Furnace/Heat Pump Check: Your HVAC is the heart of your home’s heating system, so it’s essential to make sure it’s operating efficiently. Start by scheduling a professional HVAC inspection to identify any potential issues before they become major problems. A technician will check for wear and tear, clean the unit, and ensure it’s running at peak efficiency. Additionally, make sure to change your furnace filters regularly. A clogged filter can reduce airflow, making your system work harder, which leads to higher energy bills and a shorter lifespan for your furnace.
      • Test the Thermostat: Your thermostat controls your home’s heating, so it’s important to ensure it’s working properly. Test your thermostat by adjusting the temperature and making sure your furnace responds accordingly. If your thermostat is outdated, consider upgrading to a programmable or smart thermostat. These devices can automatically adjust your home’s temperature when you’re away, helping you save on energy costs without sacrificing comfort. The HVAC technician should include this as part of their inspection.
      • Inspect Vents and Ducts: Good airflow is essential for your heating system to function efficiently. Walk through your home and make sure all air vents are clear of furniture, rugs, or other obstructions. You should also consider having your ductwork cleaned. Over time, dust and debris can accumulate in your ducts, reducing airflow and lowering the efficiency of your heating system.
        Vacuum out any debris directly beneath your vent.
        Consider having your ducts professionally cleaned–dirt can accumulate and reduce airflow!


        Need help finding professionals for your heating system maintenance? Or thinking about buying or selling your home this winter? Contact Properties on the Potomac at 703-624-8333 today – we’re here to help with all your real estate and home maintenance needs!